Am I a Candidate for No Exam Life Insurance?
Posted on Thu, Feb 02, 2012
You leave in just two days for a whirlwind tour through Asia that you and your wife planned. “You took care of all that life insurance stuff right?” your wife asks. It was important to her that you had life insurance in place before the trip, just in case. You were so busy wrapping up work and dreaming about temple visits and exotic food that you forgot all about it. You panic, how can you possibly get life insurance with this little time? How can you fit in the lengthy paperwork or a medical exam to get coverage?
This is one of many scenarios where no exam life insurance might be a solution to your problem. No exam life insurance is a type of life insurance that is offered in several term lengths and coverage amounts. It is generally a much quicker way to secure life insurance coverage because it skips the medical exam and instead requires you to answer only a few basic questions about your health and lifestyle. Since life insurance is an important safeguard for your dependents if something were to happen to you, there is no reason to go unprotected when coverage is available without a medical exam in as little as 24 hours.
Good candidates for no exam life insurance are individuals who need immediate coverage and people who just don't want to go through a medical exam when purchasing a policy. Generally speaking, traditional underwriting for life insurance can take up to six weeks. If you don't have the time to wait for a decision, no exam life insurance is a way to speed up the process. Additionally when you purchase life insurance with no medical exam, you don't have to share your private medical information with others and you don't have to subject yourself to extra exams or testing. No exam insurance policies are simple, are processed quickly, and protect your loved ones.
At Efinancial we offer a variety of life insurance policies that require no medical exam. With Efinancial you can even secure coverage within 24 hours. Just provide us with some basic information to receive a side by side comparison of the most competitively priced policies on the market. If you have questions about no exam life insurance options available to you, contact us 866-765-4296. We are here to help you find a policy that will protect you and your loved ones for years to come.
To get a
Term Life Insurance Quote or Research how to
Buy Life Insurance Online visit
Efinancial.com