Posted on Thu, Aug 30, 2007
EFinancial's growth has been accelerating at an impressive rate. This week that growth was put in some perspective as we were named to the list of
Inc. Magazine’s Top 5000 Companies in America. EFinancial was named as one of the
top ten fastest growing companies in the insurance field and among the top 35 business leaders in the Pacific Northwest.
The Inc. 500 has become a kind of benchmark for the most entrepreneurial companies in America. Making the list was a great milestones for our people and our customers. Besides being listed as a top companies in terms of revenue strength, the Inc. 5000 also carves out the fastest growing companies in each industry and in each major metropolitan area.
Inc. recognized the reasons for EFinancial’s growth and success from two perspectives. Under “What’s noteworthy” the magazine stated: “EFinancial CEO Michael Rowell began work in the insurance industry at Mass Mutual, where he began to realize that, much like in the airline industry, consumers wanted more choices and lower prices when it came to life insurance.”
In the “Why it’s growing” section, Inc. stated: “The company’s reputation for promoting efficiency — such as with its ALISS database — has spread by word of mouth, while more and more consumers find out about EFinancial.”
Founded in 2001, EFinancial has built its reputation one customer at a time by providing an easy, sensible, stress-free alternative to learning about and comparing life insurance costs and flexible features in the life insurance products and services of America’s top insurers. EFinancial represents life insurance products from AIG American General, Transamerica Occidental Life, HSBC Insurance, MetLife, BannerLife, RBC Insurance, Genworth Financial, ING and FidelityLife.
Company president, Michael Rowell, may have said it best: “We are pleased to be acknowledged as a growth-oriented Inc. company. Every day we find out how much people appreciate the opportunity to choose the right insurance products that are the best fit for their financial needs.”
To get a
Term Life Insurance Quote or Research how to
Buy Life Insurance Online visit
Efinancial.com
Posted on Wed, Aug 22, 2007
Articles in newspapers across America are trumpeting the latest movement in life insurance shopping. The place to look…and to buy… is online!
With an ever-widening range of life insurance policies and products available online, you most economical insurance policy deal could be just a click away.
Why is insurance moving online? Traditionally, most insurance products have been transacted through an individual agent or a bank. But when it comes down to choices, the traditonal model offers close to none. Most of these historical entities normally deal with the products of just one company. You can’t choose the right policy if you don’t have a choice.
Insurance shopping websites like Efinancial provide a different service altogether. Online insurance comparison Websites act as online brokers letting consumers compare the product features and benefits of several different companies. Insurance brokers in the brick and mortar world serve partly the same purpose, but most brokers focus on high volumes corporate accounts and large organizations, not individual policies.
Just a click or two will do it! Shopping and buying life insurance online is as easy as a couple of clicks of your computer mouse. A small amount of information is all that is required to initiate the quoting process. Life insurance answers can be returned in some cases in as litle as five minutes time. Of course, details on each of the policies are also available. Shoppers are well advised to read the fine print and only go with an online insurance broker they can trust!
To get a
Term Life Insurance Quote or Research how to
Buy Life Insurance Online visit
Efinancial.com
Posted on Sun, Aug 05, 2007
When you’re looking for a straight answer to an honest question these days, you could visit Wikipedia, the online encyclopedia created by millions of users across the Internet, or, if the subject is “life insurance,” you could check out EFinancial’s own Insurance E-Learning Center a virtual personal insurance library for helpful, life insurance information.
Take a basic question like ‘What is Term Life Insurance?” Wikipedia starts out: “Term life insurance is the original form of life insurance and is considered to be pure insurance protection. And continues, “Term insurance is often the most inexpensive way to purchase a substantial death benefit on a coverage amount per premium dollar basis.”
Why buy Term Life Insurance? Term life insurance is appropriate for you, if you are:
• in need of coverage for a limited period of time,
• a young person who is looking for lower premiums,
• buying a home or car, where the financial burden of a loan will disappear in time.
Term life insurance policies must be renewed when each term ends. Before buying a term life insurance policy, you should ask about the renewal provisions for the protection of your future insurability. There are some typical choices:
• Annual Renewable — he premium go up each year.
• Level Term — the premium stays the same for specific period like 5, 10, 15, or 20 years, then increases sharply.
• Automatic Renewable — you’ll have to pay more for this feature.
Some other options when shopping for term life insurance policies may include:
• Re-Entry – it requires a lower premium than an automatically renewable policy. You can renew at the same low rate offers to new customer; but you’ll have to pass a physical examination. If you’ve developed any health problems, your premium could go up and cost more than an
automatic-renewable policy.
• Convertible term – you’ll have the option to convert to a whole life insurance policy in later years.
And that, in a nutshell, is a textbook description of “Term Life Insurance.”
To get a
Term Life Insurance Quote or Research how to
Buy Life Insurance Online visit
Efinancial.com